25 Search Results for: cares

  • Should You Rethink Your Retirement Income Strategy?

    Posted on July 6, 2020

    By Mike Gertsema, CEO & Wealth Advisor Most people work their entire lives saving money in their 401(k) plans or other employer retirement plans with the goal of having enough to retire comfortably. The goal is to replace their net take-home pay with Social Security, pensions and the income and growth off of their retirement investments. If they can live comfortably throughout retirement off the income and growth from investments, they want to leave something to their loved ones as their legacy. Sounds logical and obtainable for most people, so what is there to rethink? New Legislation In the past…read the full article

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  • Tax Planning in 2020: What to Expect This Year and Beyond

    Posted on June 26, 2020

    Tax Planning in 2020: What to Expect This Year and Beyond 2020 has been a new experience for tax filers. The April 15 deadline was pushed to July 15, RMDs were eliminated until 2021, and many businesses are dealing with unprecedented financial strain. With all the questions surrounding tax filing for 2020 and beyond, we put together a webinar alongside our partners at Carson to help you understand what to look for as you file this year. Jamie Hopkins, Director of Retirement Research at Carson, hosts “Tax Planning in 2020: What to Expect This Year and Beyond.” During this on-demand...read the full article

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  • Market Commentary: Fed Committed to Near-Zero Rates, S&P Dips

    Posted on June 15, 2020

    The S&P 500 dropped 4.7% last week on concerns the uptick in new coronavirus cases would persist and slow the economic rally. The surprising job growth reported two weeks ago suggested the economy was rallying more quickly than expected and boosted investor optimism. But the recent uptick in cases and hospitalizations in some states caused investors to ratchet back their expectations for how fast the economy will recover.

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  • 7 Questions to Ask When Looking for a Financial Advisor

    Posted on May 26, 2020

    By Mike Gertsema, CEO & Wealth Advisor There’s a list a mile long on what people are looking for regarding financial advice and a financial advisor. So, I decided to write this guide for you – “7 Questions to Ask  When Looking for a Financial Advisor” – based on my 30-year experience in the industry. 1.   Are they qualified to be giving you advice? Does the advisor have the proper designations that qualify him or her to give advice? In some cases, your advisor may be a veteran of 20 or 30 years and has many security licenses under their…read the full article

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  • Roth Planning Opportunities in 2020

    Posted on May 22, 2020

    Tax brackets are positioned well, interest rates are favorable and RMDs are on hold. So you’re probably asking yourself if now is a good time to convert your IRA into a Roth account. In this webinar, we look at the advantages of a Roth conversion in a down market and how you can save big on taxes down the road by investing in a conversion now. The CARES Act, the SECURE Act and the Tax Cuts and Jobs Act are all affecting this part of retirement finances, and the benefits they offer won’t last forever. Click Here to Watch the…read the full article

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  • Roth Planning Opportunities in 2020 [Video]

    Posted on May 20, 2020

    Roth Planning Opportunities in 2020 Tax brackets are positioned well, interest rates are favorable and RMDs are on hold. So you’re probably asking yourself if now is a good time to convert your IRA into a Roth account. In this webinar, we look at the advantages of a Roth conversion in a down market and how you can save big on taxes down the road by investing in a conversion now. The CARES Act, the SECURE Act and the Tax Cuts and Jobs Act are all affecting this part of retirement finances, and the benefits they offer won’t last forever....read the full article

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  • Roth Planning Opportunities in 2020

    Posted on May 20, 2020

    Roth Planning Opportunities in 2020 Tax brackets are positioned well, interest rates are favorable and RMDs are on hold. So you’re probably asking yourself if now is a good time to convert your IRA into a Roth account. In this webinar, we look at the advantages of a Roth conversion in a down market and how you can save big on taxes down the road by investing in a conversion now. The CARES Act, the SECURE Act and the Tax Cuts and Jobs Act are all affecting this part of retirement finances, and the benefits they offer won’t last forever....read the full article

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  • Why Advising Investing are Both Important for your Comprehensive Financial Plan

    Posted on May 11, 2020

    By: Mike Gertsema, CEO & Wealth Advisor Most investors are very concerned about the markets, the economy, their health, their family’s health, whether they’re going to lose all their money, and will we ever get back to the good old days? Of all the things we worry about, which of them are we really in control of? Most people we meet with have most of the above concerns and our job as financial advisors is to help them realize they do have control over more than they originally thought. Our focus is on their financial future and taking advantage of…read the full article

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  • RMD Planning in 2020 After the CARES and SECURE Acts

    Posted on May 8, 2020

    Have you considered skipping your required minimum distributions (RMDs) in 2020? The CARES Act – a relief package passed as the coronavirus pandemic shakes the economy – gives you that opportunity. Before you waive your RMDs, you need to know what you stand to gain and how the CARES Act and another piece of landmark retirement legislation, the SECURE Act, play together. Click Here to Watch the Webinar

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  • RMD Planning in 2020 After the CARES and SECURE Acts [Video]

    Posted on May 8, 2020

    RMD Planning in 2020 After the CARES and SECURE Acts Have you considered skipping your required minimum distributions (RMDs) in 2020? The CARES Act – a relief package passed as the coronavirus pandemic shakes the economy – gives you that opportunity. Before you waive your RMDs, you need to know what you stand to gain and how the CARES Act and another piece of landmark retirement legislation, the SECURE Act, play together.   Don't let market volatility stop your financial plan. Schedule a meeting with an advisor today

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