Category: Wealth From Wisdom
Blog
The Benefits and Rules of Using Qualified Charitable Distributions
There is a simple but powerful tool called a qualified charitable distribution (QCD) that is a triple threat. They can fulfill your required minimum distribution (RMD), benefit your favorite charities, and reduce your taxable income.
Read More
Blog
Why I Chose Gertsema Wealth Advisors
By Scott Keegan, Associate Wealth Advisor An old school friend recently took a financial advisor job with a large broker-dealer that toted itself on financial planning. He soon learned that his job was to try and sell life insurance to his friends and family. His pay after six months was 10 …
Read More
Blog
What Grade Would You Give Your Advisor?
By Mike Gertsema, CEO & Wealth Advisor I was recently referred to a new client couple and did a virtual zoom meeting since they lived out of Missouri. I’ll call them Bob and Julie. I’m thankful that technology allows us to meet people online so we can all put a face with a name. It …
Read More
Blog
Figuring Out Who You Are Can Help You With Retirement Planning
By Nick Gertsema, CFP®, ChFC®, RICP®, AIF®, VP & Wealth Advisor If you were asked to sit down and define who you are, how would you describe yourself? It is not uncommon for someone to tie a substantial portion of their identity and self-worth to their careers. My Twitter bio says that …
Read More
Blog
How Professional Designations Help Us to Help You
By Mike Gertsema, CEO & Wealth Advisor What are professional designations in financial planning? A professional designation in financial planning is a stamp of approval that demonstrates to employers and clients that the person achieved a particular standard of excellence in their field …
Read More
Blog
How Setting Goals in 2021 Can Help You Understand Your Financial Life
By Mike Gertsema, CEO & Wealth Advisor I’m a very strong advocate of setting financial and personal goals. When the kids were growing up, I told them all I wanted for Christmas or my January birthday was a list of their goals for the upcoming year. In my experience, once I wrote my goal …
Read More
Blog
How to Find Happiness and Balance in Your Finances
By Nick Gertsema, CFP®, ChFC®, RICP®, AIF®, VP & Wealth Advisor Too often in the world of personal finance, we find ourselves focusing on what you can’t or shouldn’t do. Every year, there’s a new campaign out there that makes promises that feel unreasonable. “Stop drinking your favorite …
Read More
Blog
How Asset Allocation, Asset Diversification and Asset Location Affect Your Portfolio
By Mike Gertsema, CEO & Wealth Advisor There is a lot of talk about investing: the stock market, DOW Industrial Average, S&P 500, NASDAQ. Most people shake their heads and ask what it all means and if they should care. The quick answer is yes because it may have an impact on your po …
Read More
Blog
Looking Ahead to 2021 and How to Be Prepared Financially
By Mike Gertsema, CEO & Wealth Advisor Let’s take a look into 2021. The election is over, there are vaccines available for COVID, and maybe we will get back to the way it was – where we can socialize without fear, hug grandparents, shake hands and gather. I wonder if that’s possible. Ev …
Read More
Blog
Choosing a Financial Advisor Should Be Easier Than Buying a Car
By Mike Gertsema, CEO & Wealth Advisor Raise your hand if you like the experience of buying a car. I don’t know about you, but I did not raise my hand and I bet a lot of you didn’t either. However, I think the buying process is changing because of all the bad experiences people …
Read More