Financial Planning
Live Your Life by Design, Not by Default
Our team of financial planning professionals will design a plan that evaluates your current situation by analyzing your assets, income and expenditures to identify:
- The day-to-day: What assets do you need today?
- The big picture: What can you do to pursue your financial goals?
We provide regular reviews and modifications, ensuring that your financial plan stays current and dynamic.
Find Your Definition of True Wealth
Everyone has their own definition of true wealth. For some, it’s that family vacation you’ve always dreamed of. For others, it’s not running out of money in retirement. We help you pinpoint your definition of true wealth, then help you build the legacy you’ve dreamed of.
Selecting the right financial advisor is an important step in your pursuit of true wealth. We build a customized plan for whatever your needs, including individual financial planning and business financial planning.
Financial Planning
For Individuals
We provide you with a wide variety of investment options that align with your goals. We always act in your best interests, which means your goals drive your investments – and not the other way around. We look at financial planning from four angles:
Assessment
We will help you bring your risk, current financial situation and spending into focus.
Personalized Cash-Flow Based Planning
Narrowly tailored to identify and address your specific goals and objectives.
Social Security Analysis
In-depth analysis of available Social Security claiming options.
Risk Management Planning
Comprehensive analysis of life, disability, long-term care and other risk management solutions.
Financial Planning
Retirement Income Planning
Typically, financial advisors are trained to help clients accumulate wealth. But what happens in retirement? Clients need to ensure that the wealth they’ve spent decades building will last through retirement and beyond.
Build
We will build a retirement plan that addresses your unique income needs and other financial goals.
Plan
We will help you plan for the risks faced in retirement like the uncertainties of life expectancy, inflation, health status, and investment climate.
Prepare
We will help you prepare for late-life needs including long-term care and other needs unique to you.
Sustainability
We will develop a sustainable retirement income plan that will help you meet your needs and empower you to enjoy retirement on your terms.
Financial Planning
For Retirement Income Planning
Typically, financial advisors are trained to help clients accumulate wealth. But what happens in retirement? Clients need to ensure that the wealth they’ve spent decades building will last through retirement and beyond.
Risk Management
Our team identifies risks that could tremendously impair your financial situation. While it’s important to focus on what may go right with your situation, it’s also crucial to consider how you may be negatively impacted without protections in place. Transferring risk to the deeper pockets of an insurance company in a cost-effective manner may be prudent to minimize the financial damage of a catastrophic, unanticipated event.
Some of the ways we utilize insurance in the financial planning process include:
Life Insurance
Disability Insurance
Long-Term Care
Life Insurance
Disability Insurance
Long-Term Care
Why Should I Hire a Financial Advisor?
I’m looking at my clients’ money profile and I see it: a retirement plan account opened through a robo platform. This fact is not surprising, I had previously discussed this with my client. They wanted to try something different and the investment costs were much lower starting out. In this case, the investments are passive, which I explained meant the investments seek to mimic an index and the only rebalancing expected might be once or twice a year.