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Killing Vampires and Unused Services: 4 Ways to Clean Up Your Budget

By Nick Gertsema

Saving money is never a bad thing. It’s never a bad time to take a look at your spending and see if there’s anywhere you could save a few bucks. We all know the common budget drains: eating out too much, luxury coffee, clothes, and so on. Read more

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On the Fence: Choosing a Financial Advisor as a Family

Written by Jackie Heater

Four years ago, my husband and I purchased a home with a nice large corner lot. The previous owners had put a wood picket fence around the back yard, but it was starting to weather. Of course, as soon as we moved in, we started talking about the things we wanted to change, and the fence was near the top of the list Read more

retirement planning, financial advising, Carson Wealth, Omaha, Nebraska

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Retirement Planning: What Are You Waiting For?

By Jake Bleicher, Equity Analyst, CFA®

Almost half of households near retirement have nothing saved, and that’s a big problem. I believe the biggest headwind is merely getting started: saving money is hard to do. Read more

retirement security

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Future Funding of Social Security Is A Pivotal Piece To Retirement Security

By Jamie Hopkins

You’ve probably heard of the three-legged retirement savings “stool.” The idea is that a quality savings plan for retirement starts with having three aspects of saving: personal savings, employer retirement savings and government-provided benefits. Read more

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Took Their Ball and Went Home: Staying in Play with Job-Creators

Valentine’s Day was tough on New Yorkers who hoped to benefit from the more than 20,000 new jobs from Amazon’s move there (not to mention all the additional jobs from construction and supporting the new employees). Read more

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Technology: the Great American Game-Changer

By Nick Gertsema

I love baseball. To me, it is one of the purest sports. It’s a team sport, yet each player is responsible for fulfilling a specific role on the team. It’s also one of the few sports where you can’t run away from your opponent. If you have a lead, you can’t run out the clock. You still have to get the other team out to win the game. That’s part of the drama. Read more

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How Retirement Planning Frees You Up to Enjoy the Moment

Written by Nick Gertsema

My two-year-old daughter loves our family photo books. Some nights she’ll grab one off the shelf, climb into my lap, and we go through the pictures together. Her favorite thing to do is identify her family members in the pictures. Read more

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Tax Cuts and Jobs Act Changed Things More Than You Realize

The Tax Cuts and Jobs Act made a lot of changes. It was the single largest tax reform bill in nearly 30 years. However, the impact of the TCJA might be a lot broader than most realize. Almost every small business owner in the country is impacted by a new tax deduction called 199A. Read more

financial advising, personal budgeting, Carson Wealth, Gertsema Wealth Advisors, Saint Joseph, Missouri

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Give Your Portfolio a Check Up

by Mike Gertsema

Have you ever had a stress test?

I had one in January of this year. When I got wired and put on the treadmill, I asked the cheerful nurse how long I’d be running, and she told me 9 minutes or until we get your heart rate up to 160 beats a minute. Read more

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Digital Assets – You Already Own Some, Whether You Know What They Are Or Not

By Jamie Hopkins

Recently I gave a presentation to a large group, over 300 in attendance. I asked the group, “How many of you own a digital currency?” Only about three or four hands went up. I was shocked. Read more