Blog

Filter Blog by:
How to do Your Estate Plan, Your Way

Blog

How to do Your Estate Plan, Your Way

By Mike Gertsema, CEO & Wealth Advisor This is going to be an unusual blog about estate planning because instead of discussing the dos and don’ts or going into a lot of legal documents and procedures, I want to discuss estate planning on how I’ve witnessed it with my clients over the last 30 years. I have been blessed to meet a lot of people and have had the honor of fulfilling the final wishes of a lot of clients. Sometimes I end up delivering messages that are not well received by family members, but I do it anyway because...read the full article

Read More
How to Make Charitable Giving Part of Your Financial Plan

Blog

How to Make Charitable Giving Part of Your Financial Plan

COVID-19 caused an economic shockwave that we’ll feel for a long time. Nonprofits, from large global networks to the local churches, have been hit hard, too. In a recent survey of 110 nonprofits, 80% of them said revenue had fallen across the board.

Read More
Using the Right Tools to Create Your Financial Plan

Blog

Using the Right Tools to Create Your Financial Plan

By Mike Gertsema, CEO & Wealth Advisor   Have you ever attempted an improvement project with the wrong tools or less than optimal equipment?  About 15 years ago I decided I was going to play Tim Taylor from Home Improvement – a popular show at the time. The sitcom was based on Tim being a TV “how to” fix it, type guy.

Read More
Why Change is Good (even for Businesses)

Blog

Why Change is Good (even for Businesses)

By Mike Gertsema, CEO & Wealth Advisor A new grocery store chain comes to town with a new variety of products – bakeries, delis, pharmacies, liquor stores, restaurants – and offers online ordering, pick up services, and home delivery services.

Read More
What Does it Mean to Get Five-Star Service From a Financial Planner?

Blog

What Does it Mean to Get Five-Star Service From a Financial Planner?

By Mike Gertsema, CEO & Wealth Advisor You book a vacation and spend money on a hotel. You’re super excited because the photos look nice and you’re taking some time off work. But, when you walk in, you realize it’s dirtier than you expected and the service is less than subpar.

Read More
What You Need to Know When Choosing the Right Trustee

Blog

What You Need to Know When Choosing the Right Trustee

One of the most important decisions you’ll make when designing your estate plan is who to name in the various fiduciary roles – trustee, personal representative, executor and agent.

Read More
Knowing Your Why in Finances (and the Rest of Life)

Blog

Knowing Your Why in Finances (and the Rest of Life)

By Mike Gertsema, CEO & Wealth Advisor I’ve just finished the book Start with Why by Simon Sinek after it was recommended to me several times by friends and colleagues. It helps you think deeply about why you do the work you do.

Read More
Should You Rethink Your Retirement Income Strategy?

Blog

Should You Rethink Your Retirement Income Strategy?

By Mike Gertsema, CEO & Wealth Advisor Most people work their entire lives saving money in their 401(k) plans or other employer retirement plans with the goal of having enough to retire comfortably. The goal is to replace their net take-home pay with Social Security, pensions and the income and growth off of their retirement investments.

Read More
Why Estate Planning isn’t a One-and-Done Scenario

Blog

Why Estate Planning isn’t a One-and-Done Scenario

By Mike Gertsema, CEO & Wealth Advisor Death and taxes are life’s two great “unavoidables,” so why do we always avoid discussing them? I was looking at our estate planning infographic that indicated that 42% of all adults have a will or living trust in place.

Read More
6 Planning Opportunities for 401(k)s in Light of the SECURE Act

Blog

6 Planning Opportunities for 401(k)s in Light of the SECURE Act

By the very name, the SECURE Act – or Setting Every Community Up for Retirement Enhancement Act – is designed to enhance retirement savings. There are several provisions in the new law to help accomplish this goal.

Read More