Blog

Filter Blog by:

Blog

How to Plan for Taxes in Retirement

by Mike Gertsema Mark Twain said, “The only difference between a tax man and a taxidermist is that the taxidermist leaves the skin.” Some of us might feel that way in the spring every year, especially those who haven’t planned carefully.

Read More
Traditional IRA, Roth IRA, tax/taxes/taxable

Blog

Should you invest in a Roth or Traditional IRA?

Multiple retirement savings vehicles are available but having options can be overwhelming. Each option comes with different rules leading to a variance of outcomes in the short-term and long-term. It’s not that dissimilar to choosing what to eat.

Read More

Blog

We All Know What Is, But We Wonder What If?

By: Mike Gertsema Investors approaching retirement (or there already) have hopefully done some planning to be sure they can retire comfortably. Once you’ve run the numbers the planning isn’t over, it’s just beginning.

Read More
planning through the decades

Blog

The Progression of Financial Planning Through Every Decade of Your Life

Your career and lifestyle look completely different when you’re in your 20s compared to when you’re in your 60s – your financial focus and planning in each decade should follow suit. I’ve highlighted three financial tactics to focus on in each decade of your life starting with your 20s.

Read More
buying a car

Blog

How to Buy a Car Without Losing Your Mind (or Your Wallet)

Having to buy a car is like having a sliver stuck under my fingernail. It’s painful and annoying, I know I have to deal with it, but it’s going to take forever. Might as well pack a lunch too, because the second you decide you want to test drive something they have you trapped.

Read More

Blog

How Your Advisor Can Help, Even With the What-ifs

By Jackie Heater As a young married couple, money was always tight. We sat down with pencil and paper. We wrote down bills and expenses and tried to stretch our money to the end of the month. You may remember a similar scenario – two cups of coffee and a calculator on the table, maybe a few tears.

Read More
estate planning, financial planning,

Blog

Why You Need a Will (and You Need One Today)

Who wants to spend an afternoon thinking about their mortality? No one, which is why more than half of Americans don’t even have a will. The foundation of your estate plan is a Last Will and Testament. Without a will, you are leaving the disposition of your assets and the guardianship of your minor children to a court.

Read More
long term care planning

Blog

5 Reasons to Think About Long-Term Care Planning Today

I once received an email from a family friend about long-term care insurance. He was frustrated over a premium increase – which wasn’t the first rate hike – yet, he was still thankful for the policy. Despite the rising cost, he knew the importance of long-term care insurance in helping protect himself and his family.

Read More

Blog

Killing Vampires and Unused Services: 4 Ways to Clean Up Your Budget

By Nick Gertsema Saving money is never a bad thing. It’s never a bad time to take a look at your spending and see if there’s anywhere you could save a few bucks. We all know the common budget drains: eating out too much, luxury coffee, clothes, and so on.

Read More

Blog

On the Fence: Choosing a Financial Advisor as a Family

Written by Jackie Heater Four years ago, my husband and I purchased a home with a nice large corner lot. The previous owners had put a wood picket fence around the back yard, but it was starting to weather. Of course, as soon as we moved in, we started talking about the things we wanted to change, and the fence was near the top of the list

Read More