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5 Tips I Wish I’d Known When the Unthinkable Happened

By Jackie Heater At Gertsema Wealth Advisors, we often talk about retirement planning “what-ifs.” The death of a spouse is an especially difficult “what-if” scenario to discuss. Many people never plan for this, and while you’re never ready for it, there are a few preparations that can help smooth this difficult path.

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Learning How to Play Again in Retirement

By  Nick Gertsema, AIF® My dad taught my brother and I how to throw a baseball when we were young. I can still feel the Minnesota breeze and the ball hit my glove, especially when I begged him to throw me a pop fly.

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529 College Savings Plan, financial advisor, Carson Wealth, Omaha, Nebraska

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How a 529 College Savings Plan Can Help Make Summer Dreams a Reality

I have always loved the feeling of summer. Once Memorial Day celebrations kick off, the atmosphere seems to relax. Sunshine, water and sunscreen seem to be everyone’s focus. Long, warm nights are filled with the sounds of lawn mowers and children laughing.

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Retirement is Not the End of the Road; It is the Beginning of the Open Highway

By Jackie Heater I was scrolling through Pinterest over the weekend as I often do, and came across a wall hanging with the quote “Retirement is not the end of the road; it is the beginning of the open highway.”  I even snapped a screenshot and sent it to my co-workers because it’s a very true statement and something we try to help our clients realize whether they are pre-retirement or already in retirement.

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3 Tips for Preparing for Retirement (It’s About More than the Money)

By Nick Gertsema, AIF® One of the most difficult stumbling blocks when it comes to retirement is the fact that you’ve never done it before. You spend years preparing and making plans for something that you’ve never experienced. Then one day you’re expected to know how you’d like to live for the rest of your life when you reach full retirement age.

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How to Plan for Taxes in Retirement

by Mike Gertsema Mark Twain said, “The only difference between a tax man and a taxidermist is that the taxidermist leaves the skin.” Some of us might feel that way in the spring every year, especially those who haven’t planned carefully.

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Traditional IRA, Roth IRA, tax/taxes/taxable

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Should you invest in a Roth or Traditional IRA?

Multiple retirement savings vehicles are available but having options can be overwhelming. Each option comes with different rules leading to a variance of outcomes in the short-term and long-term. It’s not that dissimilar to choosing what to eat.

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We All Know What Is, But We Wonder What If?

By: Mike Gertsema Investors approaching retirement (or there already) have hopefully done some planning to be sure they can retire comfortably. Once you’ve run the numbers the planning isn’t over, it’s just beginning.

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planning through the decades

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The Progression of Financial Planning Through Every Decade of Your Life

Your career and lifestyle look completely different when you’re in your 20s compared to when you’re in your 60s – your financial focus and planning in each decade should follow suit. I’ve highlighted three financial tactics to focus on in each decade of your life starting with your 20s.

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buying a car

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How to Buy a Car Without Losing Your Mind (or Your Wallet)

Having to buy a car is like having a sliver stuck under my fingernail. It’s painful and annoying, I know I have to deal with it, but it’s going to take forever. Might as well pack a lunch too, because the second you decide you want to test drive something they have you trapped.

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