Discipline vs. Motivation: The Key to Financial Success

When it comes to managing money and investing wisely, most people think they just need more motivation. But here’s the truth: motivation fades. Discipline doesn’t.

Navigating an Inheritance: A Thoughtful Approach to Your Financial Future

Inheriting money or other assets can be a powerful financial opportunity, but it often comes during one of life’s most difficult seasons. Alongside grief and the emotional weight of losing a loved one, you’re also faced with important (and sometimes overwhelming) financial decisions.

Are You Missing Out on Free Money? The Cost of Not Maximizing Your 401(k) Match

Every year, millions of Americans leave money on the table by not taking full advantage of their employer’s 401(k) match.

What Is the Optimal Tax Refund Amount?

Tax season often sparks conversations about refunds—whether it’s bragging rights over who got the biggest one or complaints about having to pay the IRS. But what if there’s a “perfect” tax refund amount? Is there an ideal figure you should aim for when it comes to getting …

A Time to Reflect, Reset, and Refocus: Setting Your Financial Goals for 2025

As we approach the end of 2024, it’s a natural time for reflection and planning. This year, with its ups and downs, has been a learning experience for many—financially, emotionally, and professionally. With 2025 just around the corner, now is the perfect opportunity to reassess your f …

Is Social Security Going Belly Up?

As a financial planner, I frequently get asked if Social Security is running out of money. According to their own projections, the Social Security trust fund reserves is expected to be depleted by 2035. Whether you’re currently retired, nearing retirement or planning for a retirement in the …

Turning Away from Pessimism

I heard the song, Good News Sold, by Jordan Davis, as I was playing in the yard with my two daughters, and it got me thinking about the news and what we all hear broadcast to us daily. If you turn on your TV, social media or radio I can almost guarantee you’ll hear some …

If Inflation has come down from its peak, why doesn’t it feel like it has?

On paper, inflation has lowered over the past two years, but go to the grocery store, fill up your car with gas or go out to eat and I highly doubt you’ll find anyone ecstatic about how inflation has “cooled”.

Without a Plan You’ll Be Left in the Cold

By Scott Keegan, CFP®, ChFC®, COO & Wealth Advisor Personally, I hate the cold, but my love for the Kansas City Chiefs is greater. Recently my wife, Claire, and I went to the Chiefs and Dolphins Playoff game and let me tell you, it was cold! The temperature at kickoff was a bitter -4 de …

Letting Go of Fear

By Scott Keegan, CFP®, Chief Operating Officer/Wealth Advisor   It’s no secret that many people struggle with stress and worry. Admittedly, I am a natural worrier. I tend to think of the worst-case scenario first and what would my plan be if that happened. I always want to have a plan, a ba …

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